Let’s talk about something we don’t hear nearly often enough… HMRC owing you money. 

Yes, really. 

If you’ve paid too much tax at any point, there’s a good chance you could be due a refund. Overpayments happen more often than you might think – whether it’s down to a job change, the wrong tax code, or simply missing out on allowances and expenses you didn’t realise you could claim. 

So, where might you have overpaid? 

You could be eligible for a refund if you’ve paid too much tax on things like: 

• Employment income 

• Job-related expenses (working from home, fuel, uniforms, tools) 

• Pensions 

• Self-assessment tax returns 

• Redundancy payments 

• UK income while living abroad 

• Savings interest or PPI payouts 

• Annuities (life or pension) 

• Foreign income 

• Income earned before leaving the UK 

That’s quite a list – and many people don’t realise they fall into one (or more!) of these categories. 

How do you claim? 

It depends on your situation. If you complete a self-assessment return, the process is slightly different compared to those who don’t. The good news is that HMRC does offer an online tool to help you check eligibility and, in many cases, submit a claim directly. 

👉 You can find the tool here – https://www.gov.uk/claim-tax-refund/y 

Don’t leave it too late ⏳ 

In most cases, you can go back up to four years from the end of the relevant tax year.  

🔍 Perrigo Perspective 

Tax refunds are one of those “nice surprises” – but they’re often missed simply because no one checks. 

We regularly see clients who have unknowingly overpaid for years due to small oversights like incorrect tax codes or unclaimed expenses. The system won’t always flag it for you, so a proactive review can make a real difference. 

Our advice? 

If you’ve had any changes in income, employment, or circumstances in the last few years, it’s well worth taking a closer look. A quick review today could mean money back in your pocket tomorrow. 

You can use HMRC’s online service here, to check if you’re eligible and, in many cases, make your claim directly. 

If you’d like a hand reviewing your position or making a claim, just drop us a message -we’re always happy to help.

PS – ⛳ Exciting New Sponsorship Opportunity at Ombersley Golf Club 

We’re delighted to share details of our sponsorship opportunity with Ombersley Golf Club – creating even more value for our clients and connections. Through the partnership, Perrigo Consultants and their contacts will enjoy complimentary four-ball golf sessions each month. 

We look forward to teeing up new conversations, partnerships, and opportunities both on and off the course!  

⛳ For full details and availability, contact Dave today – places and sessions are limited, so secure yours early